Cranky Miah and the CC company of Annoyance

Let me just start by saying I made a mistake.

I'm willing to admit that right off the bat. In the flurry of moving for the second time in six months last June I managed to pack up and promptly forget about my credit cards - not a one had been touched purchase-wise since 2003 and I as a lowly former bookstore employee had been making just above the minimum payments due, sometimes a little more once Captain's separation pay kicked in, steadily for 8 or nine months without fail.

( So - yes, it's totally my fault that I haven't made a payment on Card Asshattery since August. )

ETA: Captain thoughtfully woke me up just before three this afternoon - yes, I over slept after the rudeness of this morning - and I found a statement from This Year. So I called them up and talked to a polite woman named Marsha and explained that I? Am an idiot, I'm not denying this, but also? I'm not paying $--- in one lump payment cause I don't have it. However, would they be willing to settle for $--- today and $--- after payday on the 28th? Cause I'm willing to do that and both payments would be before the next payment period ended. I'm just sayin'.

So, thirty minutes later, I've been thanked for making an effort and calling in - THANK YOU - and two payments were arranged, three months worth of late and over limit fees were removed, and she told me to have Captain send a fax from his CO saying he was on active duty during the whole of last year which will get my interest rate dropped back down to 6% AND will also earn a credit for the last five months of being charged 29% for being stupid.

All in all an acceptable ending for everyone - except for the asshat I tattled on from this morning.

Cranky Miah and the CC company of Annoyance

Let me just start by saying I made a mistake.

I'm willing to admit that right off the bat. In the flurry of moving for the second time in six months last June I managed to pack up and promptly forget about my credit cards - not a one had been touched purchase-wise since 2003 and I as a lowly former bookstore employee had been making just above the minimum payments due, sometimes a little more once Captain's separation pay kicked in, steadily for 8 or nine months without fail.

( So - yes, it's totally my fault that I haven't made a payment on Card Asshattery since August. )

ETA: Captain thoughtfully woke me up just before three this afternoon - yes, I over slept after the rudeness of this morning - and I found a statement from This Year. So I called them up and talked to a polite woman named Marsha and explained that I? Am an idiot, I'm not denying this, but also? I'm not paying $--- in one lump payment cause I don't have it. However, would they be willing to settle for $--- today and $--- after payday on the 28th? Cause I'm willing to do that and both payments would be before the next payment period ended. I'm just sayin'.

So, thirty minutes later, I've been thanked for making an effort and calling in - THANK YOU - and two payments were arranged, three months worth of late and over limit fees were removed, and she told me to have Captain send a fax from his CO saying he was on active duty during the whole of last year which will get my interest rate dropped back down to 6% AND will also earn a credit for the last five months of being charged 29% for being stupid.

All in all an acceptable ending for everyone - except for the asshat I tattled on from this morning.